* Travel Insurance Saver’s Best Online Rate is cheaper rate than going direct. Discounts are automatically applied to nib travel standard rate for Travel Insurance Saver customers when redirected from the affilates website. ^ Cover is subject to the policy terms, conditions and limits set out in the Product Disclosure Statement. *To have automatic cover for an existing medical condition, you must meet the criteria listed for that condition as outlined in the Product Disclosure Statement. Insurance Saver Pty Ltd, ABN 18 624 919 366, AR 001263726 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and act as nib's agent and not as your agent. This is general advice only. Before you buy, you should consider your needs, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.